If you enjoyed this article, feel free to share it with your friends and family.   Regards, Jon.Rancie CFP ® Adv.Dip.FS (Financial Planning) Authorised Representative Level 4, 420 Collins Street Melbourne Vic 3000 P: 0396714990 F: 0396714910 jon@ranciefinancial.com.au Web: www.ranciefinancial.com.au